SUPER EL NIÑO 2026 — RISK WINDOW NOW OPEN
Farmer in field
PARAMETRIC CLIMATE INSURANCE

Climate risk, instantly insured.

IBISA designs parametric insurance products that protect farmers and renewable energy operators from extreme weather — with automated, real-time payouts.

180k+
Smallholders covered
12
Countries operating
< 10 days
Avg. payout time
SUPER EL NIÑO 2026 — RISK WINDOW NOW OPEN

Drought, floods, lost harvests.A $1.4 trillion risk window.

NOAA* and ECMWF* models forecast a strong El Niño peaking through 2026 — disrupting food systems and energy production across the tropics.

Global heat map
MARKETS

Built for two markets at the front line of climate change

Tailored parametric products, indices, and payout logic per market.

SEGMENTS

Who we serve

From the last-mile farmer to sovereign reinsurance pools — IBISA powers parametric protection for every link in the climate-risk chain.

Learn more

Find your coverage

Answer 4 quick questions and we'll point you to the right product and team.

PLATFORM

Real-time monitoring & payout management

One control room for every policy: weather indices, triggers, payouts and reporting — live.

Live index monitoring

Track satellite-derived indices on every policy in real time.

Automated payouts

Triggers fire, payouts execute. No paperwork, no adjuster.

Portfolio analytics

Loss ratios, exposure heatmaps, reinsurance reporting.

Explore platform
Live - IBISA Network
UTC 09:12
Payouts YTD
$2 855 823
Active Policies
184 324
Avg Trigger Time
4.2 days
Bihar, India
Drought · Rice · 2 min ago
+$18 450
Settled
Bihar, India
Drought · Rice · 2 min ago
+$18 450
Settled
Bihar, India
Drought · Rice · 2 min ago
+$18 450
Settled
Bihar, India
Drought · Rice · 2 min ago
+$18 450
Settled
Bihar, India
Drought · Rice · 2 min ago
+$18 450
Settled
Partners
NETWORK

Trusted by partners across 4 continents

Reinsurance partners

Tier-1 capacity

Distribution

MFIs · Coops · Aggregators

Data providers

ECMWF · ESA · CHIRPS

Markets

LATAM · APAC · Africa

TRUSTED BY OUR PARTNERS

ESA
WFP
HDFC ERGO
ICICI
Global Parametrics
CNAAS
ADA
ICMIF
CLIMBS
Future Generali
SolarSquare
SEWA
Milliman
VisionFund
SunCulture
DHAN Foundation