Enabling the
Next Generation
Agriculture
Insurance

With an end-to-end platform for insurance actors built to solve the uninsurability of smallholder farmers, pastoralists and breeders in the world.

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Enabling the
Next Generation
Agriculture
Insurance

Our mission

At IBISA, our mission is to enable agriculture insurance for agricultural entrepreneurs, everywhere and in an easy manner. We leverage technology and data to build innovative and commercially viable protection products together with our local partners.

Our model

We work with Mutuals, Insurers, Microfinance Institutions, Research Institutions, Farmers and Breeders Associations and Governments to define customer centric protection products and provide them through our platform for underwriting, policy handling / customer administration and automated loss assessment.

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Supported by

Member of

Countries

India:

Together with our partner DHAN we introduced in 2019 drought protection for DHAN members in central and west Tamil Nadu.
DHAN works in 14 Indian states with 2 million households. In 2020 we are upscaling to Rajasthan, Maharashtra and Madhya Pradesh. DHAN has developed a successful holistic approach of the multitude of problems through a model of community-based mutual risk coverage to manage life, health, livestock and crop risks.

Niger:

Pastoralists and breeders traditionally cope with drought by means of transhumance and sales of livestock. Both methods put a lot of constraints on the families. Pastoral households resort more and more to the purchase of livestock feed, however during drought the prices increase. The need for a financial safety net is big.
IBISA, RBM and AREN designed and proved the first agriculture insurance ever for pastoralists and breeders in Niger with the ambition to scale up to all countries where RBM works with in total 750,000 members.

Philippines:

In 2021 IBISA will be launched in the Philippines to serve CLIMBS cooperative members. The weather index-based product will provide coverage against drought and excessive rainfall to four cooperatives and one rural bank in total 72000 farmers in 2021.

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Fabrice Croiseaux

CEO - InTech

IBISA is a very inspiring project. It’s a prime use case that shows how an industry can use innovative technologies to create new generation of services to target customers that can’t afford classical offers. We are proud to work with this incredible team.

AhilaDevi Subramanian

CEO - DHAN People Mutuals

Risk management is one of the key interventions for ensuring sustainable livelihoods and IBISA is very helpful to our farmers because it is truly mutual protection. It mitigates their losses and helps them to improve their farm practices. There is no need to file claims, no waiting period and automatic payment. This solution plays a vital role in the poverty reduction and economic empowerment of our farmers.

Blamah Jallo

RBM Regional Technical Coordinator

IBISA helps us to create an affordable mutual insurance solution for drought related risks. This will be a stable mechanism to cope with drought risks and stimulate financial empowerment. Therefore we aim to scale up through all 9 countries in West Africa (Burkina Faso, Mali, Mauritania, Senegal, Chad, Benin, Togo, Nigeria, Niger and Cote d’Ivoire) we work and realize sustainable and lasting mutual protection and economic growth.

Become a

Watcher

Join the Crowd-Watching community

IBISA uses ’Wisdom of the Crowd’ as part of the loss assessment process. To come to a reliable loss assessment, we combine both the parametric data and the crowd-watching data.

No expertise is needed to join the Crowd-Watching community. Our platform is designed for people with little to no experience with Earth Observation satellite data to participate and hence support smallholders farmers around the world.

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